{"id":1929,"date":"2026-04-15T07:29:07","date_gmt":"2026-04-15T07:29:07","guid":{"rendered":"https:\/\/www.digisme.in\/blog\/?p=1929"},"modified":"2026-09-30T04:02:24","modified_gmt":"2026-09-30T04:02:24","slug":"old-vs-new-tax-regime-in-india","status":"publish","type":"post","link":"https:\/\/www.digisme.in\/blog\/old-vs-new-tax-regime-in-india\/","title":{"rendered":"Old vs New Tax Regime: What Employees Should Know in 2026\u00a0"},"content":{"rendered":"\n<p>If\u00a0you\u2019re\u00a0an employee or in an HR\/payroll team, the choice between the old vs new tax regime 2026 can feel overwhelming.\u00a0Indeed, one wrong decision can cut your take\u2011home salary by a large amount each year.\u00a0Moreover, recent reports show that around <a href=\"https:\/\/timesofindia.indiatimes.com\/business\/financial-literacy\/taxation\/88-individual-taxpayers-shift-to-new-tax-regime-cbdt-chief-rules-out-sunset-clause-for-old-regime\/articleshow\/127912537.cms\"><strong>88\u202f% of individual taxpayers in India<\/strong> <\/a>have already switched to the new regime, highlighting how many are choosing simplicity and lower rates over complex exemptions.\u00a0<\/p>\n\n\n\n<p>Therefore, in this\u00a0guid\u2060e,\u00a0we\u2019ll\u00a0break down the\u00a0Old\u00a0vs New Tax\u00a0Regim\u200ce\u00a0India 2026, explain how it\u2060\u00a0af\u2060fects\u00a0 salaries,\u00a0deducti\u200cons, and\u00a0<a href=\"https:\/\/www.digisme.in\/payroll-software\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>p\u2060ay\u2060r\u200doll<\/strong><\/a>, and\u00a0p\u200crovide\u00a0pract\u200cical\u00a0tips for both\u00a0emp\u200dlo\u2060yees\u00a0and HR teams.<\/p>\n\n\n\n<div class=\"toc-card mt-3\">\n<div class=\"toc-header\">\n<figure><img decoding=\"async\" src=\"https:\/\/www.info-tech.com.sg\/blog\/wp-content\/uploads\/2026\/04\/tool-icon.png\"><\/figure><div class=\"icon-box\"><\/div>\n<h2 class=\"wp-block-heading\">Table of Contents<\/h2>\n<\/div>\n<ul class=\"toc-list\">\n<li><a href=\"#section1\">1. What Is a Tax Regime in India?<\/a><\/li>\n<li><a href=\"#section2\">2. What Are the Income Tax Slabs for 2026?<\/a><\/li>\n<li><a href=\"#section3\">3. What Deductions and Exemptions Can Employees Claim?\u00a0<\/a><\/li>\n<li><a href=\"#section4\">4. How Tax\u00a0Regi\u200cme\u00a0Choice Impacts\u00a0P\u200dayrol\u2060l?\u00a0<\/a><\/li>\n<li><a href=\"#section5\">5. What Are the Benefits and Drawbacks for Employees and HR Teams?\n<\/a><\/li>\n<li><a href=\"#section6\">6. Tax Regime Frequently Asked Questions<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"section1\"><strong>What Is a Tax Regime in India?\u00a0<\/strong><\/h2>\n\n\n\n<p>In India, employees can choose between two tax regimes: the old tax regime and the new tax regime. Both determine the income tax payable on taxable income, but they differ in tax rates, deductions, and exemptions.\u00a0<\/p>\n\n\n\n<p><strong>Old Tax&nbsp;Reg\u2060ime&nbsp;<\/strong><\/p>\n\n\n\n<p>The old tax regime allows various deductions and exemptions, such as HRA, <a href=\"https:\/\/cleartax.in\/s\/80c-80-deductions\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Section 80C<\/strong><\/a>, and health insurance deductions. It may be suitable for employees who have eligible investments, expenses, or allowances that can reduce their taxable income.\u00a0<\/p>\n\n\n\n<p><strong>New\u2060 Tax Regime 2026&nbsp;<\/strong><\/p>\n\n\n\n<p>The new tax regime has different tax slabs and allows fewer deductions and exemptions than the old regime. It provides a simpler way to calculate tax, particularly for employees with fewer eligible deductions.\u00a0<\/p>\n\n\n\n<p><strong>K\u200dey&nbsp;Difference:&nbsp;<\/strong><\/p>\n\n\n\n<p>In short,&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Old&nbsp;regi\u2060m\u200ce&nbsp;=&nbsp;m\u2060o\u200cre&nbsp;paperwork,&nbsp;mo\u200cre\u200c&nbsp;e\u200cxemptions\u200c, possibly\u200d&nbsp;l\u200cower&nbsp;tax if you have&nbsp;ded\u200cu\u200cctions.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u200de\u200dw&nbsp;regime = fewer&nbsp;d\u2060e\u200dductions, simpler&nbsp;calc\u200dulations, faster\u2060 approvals in HRMS.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u200d<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"3501\" height=\"2225\" src=\"https:\/\/www.digisme.in\/blog\/wp-content\/uploads\/2026\/03\/AI-HRMS-Icons.jpg\" alt=\"Old vs New Tax Regime: Payroll Comparison \" class=\"wp-image-1961\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"section2\"><strong>What Are the Income Tax Slabs for 2026?<\/strong>\u00a0<\/h2>\n\n\n\n<p>Understanding the income tax slabs under the old and new tax regimes helps employees estimate their tax liability and plan salary deductions. For HR and payroll teams, knowing these slabs also helps with accurate TDS calculations.<\/p>\n\n\n\n<p>For FY 2026\u201327 (AY 2027\u201328), the income tax slabs depend on the tax regime you choose. The new tax regime is the default option, but eligible taxpayers can opt for the old regime.<\/p>\n\n\n\n<p>Income tax slabs determine the tax rate applied to different portions of your taxable income. The tax slabs remain unchanged between FY 2025\u201326 and FY 2026\u201327 under both regimes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>N\u200dew&nbsp;Tax Regime 2026 \u2013 Slabs &amp; Rates&nbsp;<\/strong><\/h3>\n\n\n\n<p>Therefore, the new tax regime 2026&nbsp;o\u2060ffers&nbsp;lower tax rates across more income levels.&nbsp;Moreover, this regime&nbsp;applie\u200cs&nbsp;few\u2060er\u2060 deductions and exemptions, making it&nbsp;s\u200dimpler&nbsp;and&nbsp;ofte\u2060n&nbsp;bett\u200der&nbsp;if an\u200c&nbsp;employee&nbsp;has minimal or\u200d no tax\u2011saving\u2060&nbsp;i\u200dn\u2060vestments.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Taxable Income&nbsp;<\/td><td>Tax Rate&nbsp;<\/td><\/tr><tr><td>Up to \u20b94,00,000&nbsp;<\/td><td>0%&nbsp;<\/td><\/tr><tr><td>\u20b94,00,001 \u2013 \u20b98,00,000&nbsp;<\/td><td>5%&nbsp;<\/td><\/tr><tr><td>\u20b98,00,001 \u2013 \u20b912,00,000&nbsp;<\/td><td>10%&nbsp;<\/td><\/tr><tr><td>\u20b912,00,001 \u2013 \u20b916,00,000&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>\u20b916,00,001 \u2013 \u20b920,00,000&nbsp;<\/td><td>20%&nbsp;<\/td><\/tr><tr><td>\u20b920,00,001 \u2013 \u20b924,00,000&nbsp;<\/td><td>25%&nbsp;<\/td><\/tr><tr><td>Above \u20b924,00,000&nbsp;<\/td><td>30%&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Key Features under New Tax Regime:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standard deduction: \u20b975,00\u200c0 for salaried individuals&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rebate under Section 87A:&nbsp;Ma\u200dkes&nbsp;income up to \u20b912 lakh&nbsp;effective\u2060ly&nbsp;tax\u2011free&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Most traditional exemptions (like H\u2060RA, 80C, 80D)&nbsp;a\u200cre&nbsp;not\u200c allowed\u200d here&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Thus, this&nbsp;structu\u2060re&nbsp;is&nbsp;de\u200csigned&nbsp;to&nbsp;simplif\u200cy&nbsp;tax&nbsp;calcul\u200cation&nbsp;an\u200cd&nbsp;r\u2060edu\u200cce&nbsp;the need for&nbsp;t\u200dracking&nbsp;multiple&nbsp;claim\u2060s.&nbsp;In particular, it\u2019s&nbsp;parti\u200ccularly&nbsp;s\u2060uitable&nbsp;for employees with\u200d fewer deductions.\u200d&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Old Tax Regime 2026 \u2013 Slabs &amp; Rates&nbsp;<\/strong><\/h3>\n\n\n\n<p>Meanwhile, under the old tax regime, taxable income is&nbsp;general\u200cly\u2060 higher because\u200d deductions&nbsp;an\u200dd&nbsp;exemptions are&nbsp;appli\u200ded&nbsp;before tax.&nbsp;However, the slabs start at a&nbsp;l\u2060ower&nbsp;tax\u200cable&nbsp;income threshold.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Taxable Income&nbsp;<\/td><td>Tax Rate&nbsp;<\/td><\/tr><tr><td>Up to \u20b92,50,000&nbsp;<\/td><td>0%&nbsp;<\/td><\/tr><tr><td>\u20b92,50,001 \u2013 \u20b95,00,000&nbsp;<\/td><td>5%&nbsp;<\/td><\/tr><tr><td>\u20b95,00,001 \u2013 \u20b910,00,000&nbsp;<\/td><td>20%&nbsp;<\/td><\/tr><tr><td>Above \u20b910,00,000&nbsp;<\/td><td>30%&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Important Notes:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standard deduction&nbsp;is \u20b950,000&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deducti\u200dons&nbsp;&amp; exemptions such as HRA, Section 80C (up to \u20b91.5 lakh), 80D,&nbsp;ho\u200dme&nbsp;loan\u2060 interest, and more can reduce&nbsp;taxab\u2060le&nbsp;income&nbsp;significantly&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Therefore, the old regime&nbsp;m\u200cay&nbsp;still be&nbsp;be\u2060neficial&nbsp;for employees with higher&nbsp;eli\u200cgibl\u200de&nbsp;deductions&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>O\u2060ld&nbsp;vs New&nbsp;Reg\u200cime&nbsp;\u2013 High\u2011Level Comparison&nbsp;<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Feature&nbsp;<\/td><td>Old Tax Regime&nbsp;<\/td><td>New Tax Regime 2026&nbsp;<\/td><\/tr><tr><td>Default Status&nbsp;<\/td><td>Optional&nbsp;<\/td><td>Default Tax Regime&nbsp;<\/td><\/tr><tr><td>Basic Exemption Limit&nbsp;<\/td><td>\u20b92.5 L&nbsp;<\/td><td>\u20b94 L&nbsp;<\/td><\/tr><tr><td>Standard Deduction&nbsp;<\/td><td>\u20b950,000&nbsp;<\/td><td>\u20b975,000&nbsp;<\/td><\/tr><tr><td>Rebate Limit (Section 87A)&nbsp;<\/td><td>Up to \u20b95 L&nbsp;<\/td><td>Up to \u20b912 L&nbsp;<\/td><\/tr><tr><td>Deductions \/ Exemptions&nbsp;<\/td><td>Allowed (HRA, 80C, 80D, etc.)&nbsp;<\/td><td>Mostly Not Allowed&nbsp;<\/td><\/tr><tr><td>Ease of Calculation&nbsp;<\/td><td>Moderate&nbsp;<\/td><td>Simple&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"section3\"><strong>What Deductions and Exemptions Can Employees Claim?\u00a0<\/strong><\/h2>\n\n\n\n<p>One major difference&nbsp;be\u200ctwe\u2060en&nbsp;the old vs new tax&nbsp;regim\u2060e&nbsp;2026 is what&nbsp;deducti\u200dons&nbsp;an\u200cd &nbsp;exemptions an employee&nbsp;can&nbsp;cla\u2060im.&nbsp;Specifically, these&nbsp;directly&nbsp;reduce your taxable&nbsp;incom\u200ce, which\u2060&nbsp;mea\u200cns&nbsp;more&nbsp;mo\u2060ney&nbsp;in\u200c your pocket.&nbsp;Hence, understanding&nbsp;th\u200dis&nbsp;is&nbsp;import\u200dant&nbsp;for\u200c&nbsp;both&nbsp;employees and HR teams.&nbsp;<\/p>\n\n\n\n<p class=\"has-tertiary-color has-text-color has-background has-link-color wp-elements-5fd5223852cb58efcc77e375e67943f0\" style=\"background:linear-gradient(135deg,rgb(252,185,0) 53%,rgb(255,105,0) 100%)\"><strong>Read Also: <a href=\"https:\/\/www.digisme.in\/blog\/tax-declaration-to-itr-filing-a-complete-guide-for-employees-in-india-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tax Declaration to ITR Filing: A Complete Guide for Employees in India 2026<\/a>\u00a0<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Old Tax Regime \u2013 What You Can\u2060\u00a0C\u2060laim\u00a0<\/strong><\/h3>\n\n\n\n<p>The old\u2060 tax regime gives you many ways to reduce your taxable&nbsp;in\u200dcome&nbsp;if you&nbsp;invest&nbsp;or&nbsp;spend&nbsp;on certain\u200c things\u200c.&nbsp;For instance, common claims include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standard Deduction \u2013 \u20b950,000 for salaried employees&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Section 80C \u2013 Up to \u20b91.5 lakh for investments like: EPF, PPF, Life insurance premiums, ELSS funds&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>House Rent Allowance (HRA) \u2013 Part of your rent can be tax-free&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Health Insurance (80D) \u2013 Premiums paid for yourself or family&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Home Loan Interest \u2013 Up to \u20b92 lakh per year&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Leave Travel Allowance (LTA) \u2013 Travel expenses within India&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Other deductions: Education loan interest (80E), Donations (80G), Savings interest (80TTA), Employee NPS, Book Fees Allowance, Mobile\/Internet Allowance, Tuition Fees&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>New Tax Regime 2026 \u2013 What You Can\u00a0Cla\u2060im\u00a0<\/strong><\/h3>\n\n\n\n<p>The new tax&nbsp;regi\u200cme&nbsp;2026 is&nbsp;si\u200cm\u200cpler\u200d but allows&nbsp;fewer deductions.&nbsp;Therefore,&nbsp;it\u2019s\u200c best for employees with&nbsp;fewer&nbsp;investments or allowances.&nbsp;<\/p>\n\n\n\n<p><strong>You can claim:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standard Deduction \u2013 \u20b975,000 for salaried&nbsp;e\u200cmployees&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Re\u200cbate&nbsp;under&nbsp;Sec\u200dtio\u200dn&nbsp;87A \u2013 Makes income up to \u20b912 lakh mostly tax-free&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employer NPS Contribution \u2013&nbsp;Allowed&nbsp;under 80CCD(\u20602)\u2060&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>However, you&nbsp;cannot&nbsp;claim:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Section 80C&nbsp;i\u200cnvestments&nbsp;(PPF,\u2060 E\u2060LSS, LIC, etc.)&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Health&nbsp;in\u200csurance&nbsp;deduction (80D)&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HRA&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Home loan interest&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>LTA&nbsp;and most&nbsp;other allowances (c\u200dleartax.in)&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Quick&nbsp;Comparis\u2060on&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Deduction \/ Exemption&nbsp;<\/td><td>Old Tax Regime&nbsp;<\/td><td>New Tax Regime 2026&nbsp;<\/td><\/tr><tr><td>Standard Deduction&nbsp;<\/td><td>\u20b950,000&nbsp;<\/td><td>\u20b975,000&nbsp;<\/td><\/tr><tr><td>80C Investments&nbsp;<\/td><td>Allowed (up to \u20b91.5L)&nbsp;<\/td><td>Not Allowed&nbsp;<\/td><\/tr><tr><td>Health Insurance (80D)&nbsp;<\/td><td>Allowed&nbsp;<\/td><td>Not Allowed&nbsp;<\/td><\/tr><tr><td>HRA&nbsp;<\/td><td>Allowed&nbsp;<\/td><td>Not Allowed&nbsp;<\/td><\/tr><tr><td>Home Loan Interest&nbsp;<\/td><td>Allowed&nbsp;<\/td><td>Not Allowed&nbsp;<\/td><\/tr><tr><td>Section 87A Rebate&nbsp;<\/td><td>Lower limit&nbsp;<\/td><td>Higher benefit&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"section4\"><strong>How Tax\u00a0Regi\u200cme\u00a0Choice Impacts\u00a0P\u200dayrol\u2060l?\u00a0<\/strong><\/h2>\n\n\n\n<p>When\u00a0an\u00a0e\u200cmployee\u200c chooses between the old\u00a0v\u2060s\u00a0ne\u200cw\u00a0ta\u200cx\u00a0regime 2026, it\u00a0doesn\u2019t\u00a0just affect\u00a0their personal taxes;\u00a0in addition, it changes how HR\u00a0t\u200deam\u200cs\u00a0<a href=\"https:\/\/www.digisme.in\/payroll-software\"><strong>calculate payroll\u200d<\/strong><\/a>, manage\u00a0d\u200doc\u200cuments\u200d, and\u00a0ensu\u200cre tax\u00a0compliance. Therefore, this section\u00a0ex\u200cplains\u00a0thes\u200ce\u00a0payroll\u2060\u00a0e\u2060ffect\u200ds\u00a0in\u2060 a\u2060\u00a0si\u200cm\u200cple\u00a0way so HR\u200d and\u00a0pa\u2060yr\u2060oll\u00a0professionals can plan\u00a0bet\u2060ter.\u00a0<\/p>\n\n\n\n<p><strong>1. Tax&nbsp;Deducti\u200con&nbsp;at Source (\u200dTDS\u200d) Depends on the&nbsp;Reg\u200dime&nbsp;C\u200dh\u200cosen&nbsp;<\/strong><\/p>\n\n\n\n<p>Firstly, employees must tell\u200d HR which regime they want\u200d&nbsp;f\u200dor&nbsp;t\u200dhe\u2060 year&nbsp;because&nbsp;employers&nbsp;calcu\u200dlat\u2060e&nbsp;T\u200dDS based on&nbsp;that&nbsp;decision.\u200c&nbsp;However, if an employee&nbsp;doesn\u2019t communicate&nbsp;a choice, most&nbsp;co\u200cmpanies&nbsp;deduct tax using&nbsp;th\u200de&nbsp;new tax regime\u200d 2026 by default.&nbsp;Hence, payroll teams\u200c must collect&nbsp;this information&nbsp;early in the year to&nbsp;avoid incorrect&nbsp;tax deductions.&nbsp;<\/p>\n\n\n\n<p>With\u00a0<a href=\"https:\/\/www.digisme.in\/human-resource-software\"><strong>DigiSME\u00a0HRMS<\/strong><\/a>, this process becomes easier;\u00a0for example, the system automatically captures employee regime\u00a0selection\u00a0and calculates TDS accordingly without manual intervention,\u00a0thereby\u00a0reducing errors from the start.\u00a0<\/p>\n\n\n\n<p><strong>2.&nbsp;O\u200dld&nbsp;Regime Means&nbsp;More Documentation&nbsp;for HR&nbsp;<\/strong><\/p>\n\n\n\n<p>Under&nbsp;the old tax regime,&nbsp;employees claim various&nbsp;tax&nbsp;de\u200cductions&nbsp;Ind\u200cia&nbsp;2026 and exemptions&nbsp;l\u200dike\u200c:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Section 80C proofs (PPF\/ELSS\/LIC, etc.)&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HRA and&nbsp;r\u200cent&nbsp;receip\u200cts&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Health insurance receipts (80D)&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Home&nbsp;loa\u200dn&nbsp;interest statements&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Consequently, HR or payroll teams must&nbsp;veri\u200dfy&nbsp;these proofs and enter them into the HRMS&nbsp;pay\u200droll engine. Although&nbsp;this makes the calculation\u200d more&nbsp;accurate, it increases&nbsp;admin\u200cistrative&nbsp;work,&nbsp;esp\u2060e\u2060ciall\u2060y&nbsp;during investment declaration season.&nbsp;<\/p>\n\n\n\n<p>Impact:&nbsp;Collecting proofs each\u200d&nbsp;yea\u200dr&nbsp;adds workload, increases review&nbsp;t\u2060ime,&nbsp;a\u200cnd&nbsp;demands stronger&nbsp;tracki\u200cng&nbsp;s\u2060ystems.&nbsp;<\/p>\n\n\n\n<p><strong>3. New Tax&nbsp;Reg\u200dime&nbsp;Means Simpler&nbsp;Payrol\u200dl&nbsp;Processing\u2060&nbsp;<\/strong><\/p>\n\n\n\n<p>In contrast, the new tax&nbsp;re\u200dgi\u2060me&nbsp;benefits HR&nbsp;team\u200cs&nbsp;by&nbsp;simp\u2060lifying&nbsp;pa\u2060yroll&nbsp;c\u200calculation\u200cs:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lowe\u2060r&nbsp;tax slabs&nbsp;a\u2060nd&nbsp;standard deduction are taken&nbsp;a\u200dutomatica\u200dlly&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fewer&nbsp;p\u200droofs&nbsp;t\u200do&nbsp;collect&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Less chance of&nbsp;erro\u200crs&nbsp;in\u2060&nbsp;exemp\u200ctions&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payroll becomes faster and more&nbsp;pre\u2060d\u2060ictable&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Because&nbsp;fewer deductions and exemptions are allowed, HR\u200d teams\u200c&nbsp;don\u2019t&nbsp;need to&nbsp;validate&nbsp;proofs for many&nbsp;it\u200dems\u2060,&nbsp;thus&nbsp;reducing payroll&nbsp;com\u2060plexity&nbsp;dramatic\u200cally.&nbsp;<\/p>\n\n\n\n<p><strong>4. Cash Flow&nbsp;a\u2060nd&nbsp;Take\u2011Home Salary Changes&nbsp;N\u200deed&nbsp;Communication&nbsp;<\/strong><\/p>\n\n\n\n<p>Naturally, your choice of tax regime affects an employee\u2019s&nbsp;ta\u2060ke\u2011home&nbsp;salary 2026 every month:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Under\u200d&nbsp;th\u200ce&nbsp;new regime, lower&nbsp;s\u200cl\u200cab&nbsp;rates often translate to&nbsp;h\u200digher&nbsp;monthly take\u2011home pay for employees with few deductions.&nbsp;<\/li>\n\n\n\n<li>&nbsp;\u200dUnder the old regime, employees\u200c with&nbsp;many exemptions&nbsp;may&nbsp;redu\u200dce&nbsp;their annual tax liability, but this&nbsp;doesn\u2019t&nbsp;always reflect in monthly&nbsp;take\u2011home\u2060pay unless calculated correctly.<\/li>\n<\/ul>\n\n\n\n<p>Therefore, HR should run&nbsp;com\u200dparative&nbsp;simulations\u200c and\u200d&nbsp;share&nbsp;them so\u200c&nbsp;employees&nbsp;see how\u200d payroll changes&nbsp;i\u200df\u200c they&nbsp;choose differently.&nbsp;<\/p>\n\n\n\n<p><strong>5.&nbsp;Pa\u2060yroll&nbsp;Systems Must Be Updated for&nbsp;Co\u2060mp\u2060liance&nbsp;<\/strong><\/p>\n\n\n\n<p>Additionally, \u200cpayroll systems (H\u200dRMS) must be&nbsp;con\u200cfigured&nbsp;to handle\u2060 both regimes correctly.&nbsp;Moreover, the system must support&nbsp;u\u200cp\u200cdates&nbsp;if&nbsp;employees&nbsp;change regimes while filing tax returns (tho\u200du\u200cgh\u200c most&nbsp;c\u2060hoose it&nbsp;o\u200dnce&nbsp;per financial&nbsp;yea\u200cr).&nbsp;Also,&nbsp;Inv\u2060o\u200cices&nbsp;a\u200cnd&nbsp;Forms\u200d 16 must align with the regime used for TDS calculation&nbsp;so that&nbsp;misma\u2060tches\u200c and&nbsp;complian\u200dce&nbsp;issues are avoided.&nbsp;<\/p>\n\n\n\n<p><strong>6. End\u2011of\u2011Year Reconciliation\u2060&nbsp;Matt\u200ders&nbsp;<\/strong><\/p>\n\n\n\n<p>Even though&nbsp;monthly TDS may be correct, some&nbsp;empl\u200coyees&nbsp;may end up with excess TDS or tax due at&nbsp;yea\u2060r\u2011end:\u200d&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Excess tax deducted may lead to refunds&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower deduction may result in&nbsp;additional&nbsp;tax payable&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Hence, payroll teams should guide employees accordingly\u00a0and also\u00a0remind them that income tax filing must be completed within the due date (usually July) to avoid penalties or delays.\u00a0With\u00a0<a href=\"https:\/\/www.digisme.in\/human-resource-software\"><strong>DigiSME\u00a0HRMS<\/strong><\/a>, year-end tax summaries are generated automatically,\u00a0therefore\u00a0helping both HR and employees understand any differences before filing returns.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"441\" src=\"https:\/\/www.digisme.in\/blog\/wp-content\/uploads\/2026\/03\/AI-HRMS-1.jpg\" alt=\"Which Tax Regime Gives Higher Take-Home? \" class=\"wp-image-1960\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Impact on\u200d Take\u2011Home Salary: Real\u2060 Examples\u00a0<\/strong><\/h2>\n\n\n\n<p>Decid\u2060ing&nbsp;between the old vs new\u200d tax&nbsp;r\u200cegime&nbsp;2026 can&nbsp;di\u200drectly&nbsp;affect how&nbsp;m\u2060uch&nbsp;money employees actually&nbsp;rece\u200dive&nbsp;in their salary every month.&nbsp;Let\u2019s&nbsp;br\u200ceak&nbsp;it down&nbsp;i\u2060n&nbsp;a simple way&nbsp;w\u2060ith&nbsp;examples.&nbsp;<\/p>\n\n\n\n<p><strong>1. How&nbsp;R\u2060egimes&nbsp;Aff\u2060ect&nbsp;Take\u2011H\u2060ome&nbsp;Sala\u200dr\u200cy&nbsp;<\/strong><\/p>\n\n\n\n<p>Old Tax Regime:&nbsp;Best\u200d for&nbsp;emp\u200dloyees&nbsp;who&nbsp;hav\u200de&nbsp;multiple deductions, like H\u2060RA, 80C, 80\u200cD, or home loan&nbsp;i\u2060nte\u2060re\u200cst.&nbsp;It can&nbsp;lo\u2060wer&nbsp;your overall tax\u200c,&nbsp;but&nbsp;c\u200dalculating&nbsp;monthly&nbsp;take-ho\u2060me&nbsp;re\u200cquires&nbsp;caref\u200dul&nbsp;acco\u2060untin\u200dg.&nbsp;<\/p>\n\n\n\n<p>New Tax Regime 202\u200d6:&nbsp;Fewer deductions are allowed,&nbsp;yet&nbsp;tax rates&nbsp;a\u200cre&nbsp;lower and calculation is simple.&nbsp;Thus,&nbsp;emplo\u200dy\u200dees&nbsp;with minimal&nbsp;de\u200cductions&nbsp;often\u2060 get\u200d higher monthly&nbsp;ta\u2060ke-h\u200dome.&nbsp;Consequently, payroll\u200c is&nbsp;ea\u200dsier&nbsp;for HR too.&nbsp;<\/p>\n\n\n\n<p><strong>2.&nbsp;E\u200dx\u2060ample&nbsp;\u2013 Few Deductions&nbsp;<\/strong><\/p>\n\n\n\n<p>Imagine\u200c an employee&nbsp;earni\u200cng&nbsp;\u20b99,00,000 per year with\u200d&nbsp;on\u2060ly&nbsp;the standard&nbsp;deductio\u2060n.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Regime&nbsp;<\/td><td>Taxable Income&nbsp;<\/td><td>Approx Tax&nbsp;<\/td><td>Take-Home Salary&nbsp;<\/td><\/tr><tr><td>Old&nbsp;<\/td><td>\u20b98,50,000&nbsp;<\/td><td>\u20b967,500&nbsp;<\/td><td>\u20b98,32,500&nbsp;<\/td><\/tr><tr><td>New&nbsp;<\/td><td>\u20b98,25,000&nbsp;<\/td><td>\u20b941,250&nbsp;<\/td><td>\u20b98,58,750&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Takeaway\u200d:  With few deductions, the new&nbsp;re\u200cgi\u200cme&nbsp;gives slightly&nbsp;h\u200digher&nbsp;monthly take\u200c-home&nbsp;salar\u2060y.&nbsp;<\/p>\n\n\n\n<p><strong>3. Example \u2013 Many Deductions&nbsp;<\/strong><\/p>\n\n\n\n<p>Now,&nbsp;cons\u200cider&nbsp;an employee\u2060&nbsp;e\u200darning&nbsp;\u20b915,00,000 with these deductions:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80C \u20b91.\u200c5 lakh&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80D \u20b950,000&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HRA \u20b92&nbsp;l\u200cakh\u2060&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hom\u200ce&nbsp;loan interest \u20b92 lakh&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Regime&nbsp;<\/td><td>Taxable Income&nbsp;<\/td><td>Approx Tax&nbsp;<\/td><td>Take-Home Salary&nbsp;<\/td><\/tr><tr><td>Old&nbsp;<\/td><td>\u20b99,00,000&nbsp;<\/td><td>\u20b997,500&nbsp;<\/td><td>\u20b914,02,500&nbsp;<\/td><\/tr><tr><td>New&nbsp;<\/td><td>\u20b915,00,000&nbsp;<\/td><td>\u20b92,12,500&nbsp;<\/td><td>\u20b912,87,500&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Takeaway\u2060:&nbsp;Emplo\u200cy\u200dees&nbsp;with many deductions usually&nbsp;benefit&nbsp;more\u200c&nbsp;und\u200de\u200cr&nbsp;the old&nbsp;regim\u200de,&nbsp;even though&nbsp;th\u200de&nbsp;calculatio\u200dn&nbsp;is&nbsp;mor\u200ce&nbsp;complex.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"section5\"><strong>What Are the Benefits and Drawbacks for Employees and HR Teams?\u00a0<\/strong><\/h2>\n\n\n\n<p>Choosing&nbsp;between the&nbsp;o\u200cld&nbsp;vs&nbsp;ne\u200cw&nbsp;tax&nbsp;r\u200degime&nbsp;2026 affects both&nbsp;emplo\u200dyees&nbsp;and HR\u200c&nbsp;team\u200cs.&nbsp;Therefore, understanding the pros and cons helps&nbsp;everyone make&nbsp;smarter&nbsp;deci\u200dsions.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.\u00a0Fo\u200dr\u00a0Emplo\u200cyees\u00a0<\/strong><\/h3>\n\n\n\n<p><strong>Old Tax Regime\u200d: <\/strong><\/p>\n\n\n\n<p>Benefits:&nbsp;The old tax&nbsp;reg\u200cime&nbsp;gives you\u2060 more\u200d tax deductions&nbsp;a\u200cnd&nbsp;exemption s in 2026.&nbsp;If&nbsp;you have investments or eligible&nbsp;e\u200dxpenses\u2060, it can lower your&nbsp;t\u200caxable&nbsp;income a lot.&nbsp;It\u2019s&nbsp;especiall\u200dy&nbsp;helpful for employees who have HRA,&nbsp;h\u2060ome&nbsp;loans, or&nbsp;hea\u2060lth&nbsp;insuran\u200dce&nbsp;claims.&nbsp;<\/p>\n\n\n\n<p>Drawbacks:&nbsp;On the downside,&nbsp;y\u200dou&nbsp;need to collect proofs and&nbsp;calcu\u200clate&nbsp;your&nbsp;tax\u200des&nbsp;carefully.&nbsp;Also, your&nbsp;payrol\u200cl&nbsp;and monthly take-home can be a bit more&nbsp;compli\u200ccated,&nbsp;an\u2060d&nbsp;there\u2019s&nbsp;usua\u200dlly&nbsp;mo\u2060re&nbsp;paperwork when&nbsp;fili\u200dng\u200d your ITR at the end of the&nbsp;ye\u200da\u2060r.&nbsp;<\/p>\n\n\n\n<p><strong>New Tax Regime\u200c 2026:&nbsp;<\/strong><\/p>\n\n\n\n<p>Benefits: The new tax regime offers\u200c lower tax&nbsp;rat\u200ces&nbsp;w\u200dith&nbsp;a simpler&nbsp;structure,&nbsp;so that&nbsp;your&nbsp;monthly take-home\u2060 can be higher without worrying&nbsp;abou\u200ct&nbsp;collecting&nbsp;pro\u200dofs.&nbsp;Additionally,&nbsp;I\u200dt\u2019s&nbsp;easier to manage&nbsp;f\u2060or&nbsp;emplo\u200dy\u200ce\u200cs&nbsp;who prefer less paperwork and a straightforward salary \u200c\u200c&nbsp;ca\u200dlcula\u200ction.&nbsp;<\/p>\n\n\n\n<p>Drawbacks:&nbsp;Howe\u200dve\u200dr, you&nbsp;l\u200dose&nbsp;most exemptions and&nbsp;de\u200cduc\u200dti\u200con\u200ds,&nbsp;thus&nbsp;if\u2060 you have investments, HRA, home loans, or&nbsp;healt\u200ch&nbsp;insur\u200ca\u2060nce\u200c claims,\u2060 your\u200c overall&nbsp;t\u200dax&nbsp;savings may be&nbsp;low\u200der&nbsp;compar\u200ced&nbsp;to the&nbsp;ol\u200dd&nbsp;regime.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. For HR &amp; Payroll\u00a0Tea\u200cms\u200d\u00a0<\/strong><\/h3>\n\n\n\n<p>Benefits of the&nbsp;Ne\u200dw&nbsp;Tax Regime for HR:&nbsp;Pay\u2060roll&nbsp;becomes simpler and&nbsp;fas\u2060ter\u200c,&nbsp;requiring&nbsp;less proof collection&nbsp;an\u200dd&nbsp;docu\u2060ment&nbsp;verificati\u200con,&nbsp;therefore&nbsp;reducing the chance of\u200d errors in T\u200cDS calculation.&nbsp;<\/p>\n\n\n\n<p>Drawba\u200ccks\u00a0of the Old Tax\u00a0Regi\u200dme\u00a0for HR:\u00a0It\u00a0r\u200cequi\u200dres\u00a0verifying\u00a0multi\u200dple\u2060 proofs (lik\u200de\u00a0HRA,\u00a0inve\u2060s\u200dtments, and health insurance),\u00a0which\u00a0makes monthly <strong><a href=\"https:\/\/www.digisme.in\/payroll-software\" target=\"_blank\" rel=\"noreferrer noopener\">payroll\u2060\u00a0calculat\u200dions<\/a><\/strong>\u00a0more complex, and\u00a0increa\u200cses\u00a0workloa\u200dd\u00a0as well as\u00a0t\u200che\u00a0risk\u00a0o\u200df\u00a0mista\u200dkes\u00a0in TDS or Form 16.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co\u200cnclusion\u00a0<\/strong><\/h2>\n\n\n\n<p>Ultimately, choosing between the old vs new tax regime 2026 affects both take-home salary and payroll management.&nbsp;Generally, employees&nbsp;with many deductions usually&nbsp;benefit&nbsp;from the old regime, while those with simpler finances may prefer the new regime for its ease and faster calculations.&nbsp;Similarly, for HR teams, the new tax regime simplifies payroll, reduces paperwork, and helps ensure&nbsp;accurate&nbsp;TDS,&nbsp;whereas&nbsp;managing the old regime requires more effort and proof collection.&nbsp;<\/p>\n\n\n\n<p>Using\u00a0smart payroll software like\u00a0DigiSME\u00a0makes handling both regimes easier.\u00a0In fact,\u00a0DigiSME\u00a0allows HR and Finance teams to manage all investment\u00a0proofs\u00a0digitally, with approval or rejection after proper verification. Furthermore, it offers a comparison tool that helps employees understand which tax regime suits them best and shows the tax difference,\u00a0making it\u00a0easier to choose the right\u00a0option.\u00a0With\u00a0automated TDS calculation, proof management, and\u00a0accurate\u00a0salary computation,\u00a0DigiSME\u00a0saves HR time and helps employees receive the correct take-home salary.\u00a0<\/p>\n\n\n\n<p>Explore\u00a0<strong><a href=\"https:\/\/www.digisme.in\/contact-us\" target=\"_blank\" rel=\"noreferrer noopener\">DigiSME<\/a><\/strong><a href=\"https:\/\/www.digisme.in\/contact-us\">\u00a0<\/a>to\u00a0simplify\u00a0payroll\u00a0an\u200cd\u00a0tax regime management for\u200d\u00a0you\u200cr\u00a0team\u200d.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"section6\"><strong>Tax Regime Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<div class=\"container\">\n<div class=\"mi-faq\">\n<div class=\"accordion\" id=\"accordionExample\">\n<div class=\"card\">\n<div class=\"card-head\" id=\"headingOne\">\n<div class=\"acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapseOne\" aria-expanded=\"true\" aria-controls=\"collapseOne\">\n<h4 class=\"Positionheader\">What is the difference between old and new tax regimes in India 2026?\n<\/h4>\n<\/div>\n<\/div>\n<div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>The old tax regime allows various deductions and exemptions like HRA, Section 80C, 80D, and home loan interest, which can reduce taxable income. The new tax regime offers lower tax rates but fewer exemptions, making it simpler and easier to manage monthly take-home salary. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"card-head\" id=\"headingtwo\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsetwo\" aria-expanded=\"false\" aria-controls=\"collapsetwo\">\n<h4 class=\"Positionheader\">Which tax regime is better for salaried employees in 2026?<\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsetwo\" class=\"collapse\" aria-labelledby=\"headingtwo\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>Employees with multiple deductions and investments usually benefit more from the old tax regime, while those with simpler finances may prefer the new tax regime for its ease of calculation and reduced paperwork. \n<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"card-head\" id=\"headingthree\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsethree\" aria-expanded=\"false\" aria-controls=\"collapsethree\">\n<h4 class=\"Positionheader\">Can employees switch tax regimes during the year?<\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsethree\" class=\"collapse\" aria-labelledby=\"headingthree\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>No, employees cannot switch tax regimes during the financial year. The choice between old and new tax regimes must be made at the start of the year or during the annual payroll declaration period.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"card-head\" id=\"headingfour\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsefour\" aria-expanded=\"false\" aria-controls=\"collapsefour\">\n<h4 class=\"Positionheader\">What deductions are allowed under the old tax regime? <\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsefour\" class=\"collapse\" aria-labelledby=\"headingfour\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>Under the old tax regime, employees can claim deductions like HRA, Section 80C (up to \u20b91.5 lakh), Section 80D (health insurance), home loan interest, and other eligible expenses to lower taxable income. \n <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"card-head\" id=\"headingfour\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsefour\" aria-expanded=\"false\" aria-controls=\"collapsefour\">\n<h4 class=\"Positionheader\">Does choosing a tax regime impact TDS? <\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsefour\" class=\"collapse\" aria-labelledby=\"headingfour\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>Yes, the choice of tax regime affects TDS calculation. Payroll systems calculate TDS based on the selected regime, and incorrect selection may lead to under- or over-deduction of taxes. Using smart payroll software can simplify this process.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If\u00a0you\u2019re\u00a0an employee or in an HR\/payroll team, the choice between the old vs[&#8230;]<\/p>\n","protected":false},"author":16,"featured_media":1962,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123,173],"tags":[19,18,17,425,422,428,423,190,427,93,24,183,178,189,424,426],"ppma_author":[150],"class_list":["post-1929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income-tax","category-tax-declaration","tag-hr-software","tag-hrms","tag-hrms-software","tag-income-tax-slabs-2026","tag-new-tax-regime-in-india","tag-old-regime-vs-new-regime","tag-old-tax-regime-in-india","tag-old-vs-new-tax-regime","tag-old-vs-new-tax-regime-2026","tag-payroll-process","tag-payroll-software","tag-tax-2026","tag-tax-benefits","tag-tax-regime","tag-tax-regime-2026","tag-tax-regime-in-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tax Regime in India: Old vs 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